Buying a home is the largest financial transaction most people will ever make. We handle the legal work and explain the documents and next steps. Remote signing is guaranteed for your Alberta closing, wherever you are signing from.
Here's exactly what happens from the moment you retain us to the moment you get your keys. No mystery, no confusion.
Your legal fees cover the full scope of work needed to close your purchase.
We search the land title to confirm ownership, check for encumbrances, caveats, and liens, and make sure what you're buying is what you think you're buying.
We prepare and review all mortgage documentation from your lender, ensuring everything is accurate and ready for signing.
We handle all communication with your mortgage lender — receiving instructions, fulfilling conditions, and ensuring funds arrive on time.
A clear, itemized breakdown of every dollar: purchase price, property taxes, condo fees, and your final cash-to-close amount.
We register the title transfer and your mortgage with Alberta Land Titles, making you the official owner on record.
Our office confirms the next steps and available ways to receive updates. Call 780-473-7779 for a time-sensitive question or to confirm the current status.
In Alberta, a lawyer is the only person who can register the transfer of land and your mortgage at the Land Titles office — which is why every purchase with a mortgage runs through one. But registration is the last step, not the job. The work starts the day your conditions are waived: we pull the title, read it line by line, and flag anything that shouldn't be there — old caveats, builders' liens, utility rights-of-way that cut through the garage you were planning to build.
Then the lender enters the picture. Your bank doesn't send mortgage money to you — it sends mortgage instructions to your lawyer, who prepares the documents, confirms the lender's conditions are met, and certifies that its security is properly registered before funds flow. If your lender's instructions arrive late or contain an error, your lawyer is the one who catches it before it delays possession.
The third piece is the math. The statement of adjustments prorates property taxes and condo fees to your possession date, so you only pay for the days you actually own the home. If the seller prepaid the year's taxes, you credit them back their unused portion; if taxes are owing, the credit runs the other way. The statement also produces the single number buyers care about most: cash to close. You can estimate the legal fees and listed closing charges with our free closing cost calculator — itemized, with no email required. Your down payment and full statement of adjustments are separate.
Early review matters because files go wrong in the quiet weeks before possession, not on possession day. That's why we open your file immediately once you confirm and a lawyer reviews it during office hours — the earlier a title problem surfaces, the cheaper it is to fix. The full sequence is laid out on our how it works page.
Alberta has no provincial land transfer tax — a genuine advantage over Ontario or British Columbia (source: alberta.ca, verified June 2026). What buyers do pay is the Land Titles registration levy plus a short list of adjustments and third-party costs. Here is how the typical purchase splits.
By possession day, your part is already done — you signed days earlier, by video at your own table or at the Edmonton office if you preferred, and your cash-to-close went in well before the deadline. The day itself belongs to the lawyers. Your mortgage funds arrive in our trust account, we combine them with your down payment, and the full purchase price moves to the seller's lawyer under trust conditions that protect you until title is registered in your name.
Keys commonly release at noon, but the exact time is set by your purchase contract — and keys cannot release until the seller's lawyer confirms funds have arrived. This is why a delayed wire transfer in the morning can push a noon possession to mid-afternoon. We watch the funds in real time and tell you the moment key release is authorized, so you're not sitting in a loaded moving truck guessing.
A scenario worth planning for: if your possession falls on the day after a long weekend, banks and Land Titles are closed the business day before, which compresses the funding window. We flag dates like this at intake and build the timeline around them. Most purchases run 4 to 8 weeks from accepted offer to possession, which leaves room — but only if the file opens early.
If you're selling a home to fund this purchase, the two files need coordinated closing dates so your sale proceeds arrive before your purchase funds are due. We handle sale files and purchases together as a bundle for exactly this reason. Ask about an in-person appointment at our Edmonton office; available arrangements and fees are confirmed for your file.
Last reviewed: June 2026. Government fees cited are verified against alberta.ca as of the review date.
As soon as your offer is accepted. The sooner we're involved, the more time we have to complete the title search, coordinate with your lender, and prepare your documents without rushing.
A title search examines the property's legal history — confirming ownership, checking for liens, caveats, or encumbrances, and making sure the title is clear for transfer. It protects you from buying a property with hidden legal issues.
The financial summary of your purchase — the price, property tax adjustments, condo fee adjustments, and any other credits or debits. It tells you the exact amount you need to bring as a bank draft on signing day.
Remote signing is guaranteed for your Alberta closing. We arrange your video appointment, required identity checks and any paper-original delivery and return.
Typically 4-8 weeks from accepted offer to possession. Depends on financing approval, conditions, and the agreed possession date.
No. Alberta has no provincial land transfer tax (source: alberta.ca, verified June 2026). Buyers pay a Land Titles registration levy instead: $50 plus $5 per $5,000 of property value, with the same formula applied to the mortgage registration. On a $450,000 home, registering the transfer costs $500 — far less than the transfer taxes charged in Ontario or British Columbia.
Only on new builds. Resale homes are exempt from GST. If you are buying new construction, GST applies to the purchase price, and your builder's contract usually states whether the listed price includes it. We confirm the GST treatment on your statement of adjustments before you sign.
Two pieces of identification, proof of home insurance if you have a mortgage, and your cash-to-close as a bank draft or wire. Because the signing happens by video, the paper originals arrive by courier ahead of the meeting — you sign them at your own table while the lawyer walks you through each document on camera.
Ask our office about signing in person at 218, 10113-104 Street NW in Edmonton. Your lawyer confirms the available arrangements and any related charges in your written quote.
We confirm an all-in quote with disbursements included — in writing before any work begins. Government charges, including applicable Land Titles fees, are itemized within your final all-in quote and remitted to the province. Our free calculator shows your full itemized estimate instantly, no email required.
Get a transparent quote, retain us online, and track every step of your closing in real time.
Planning your signing? Read how remote signing works in Alberta before choosing your next step.