Step 1 of your 4 Steps to Close

New loan intake form.

Prefer to talk it through first? Call or text 780-473-7779 — you'll reach our office, not a call centre.

Refinancing or switching lenders? Tell us about your file and we'll open it the same day. About 10 minutes, from your phone or laptop. Your signing happens by video, from wherever you are — paper originals couriered, real estate lawyer on camera, same legal weight as an in-office signing.

Call to open your new loan file →

Until our new-loan online intake is live here, please call 780-473-7779 or email info@4stepstoclose.com and we'll open your file the same day. About 10 minutes by phone.

Secure ~10 minutes A real estate lawyer reviews every file

You owe nothing until you've spoken with a lawyer and confirmed your flat fee. Submitting opens your file for review. Work — and billing — only begins after we've confirmed your fee with you.

Helpful to have ready:

The property address
Current lender name and approximate mortgage balance
New lender name (if switching) or refinance details from your mortgage broker
Your mortgage broker's contact, if applicable
Anticipated closing date for the new mortgage

If you don't have everything yet, call us anyway — we'll work with what you have and follow up.

What happens next

From intake to new mortgage in place.

You contact us.

Phone or email — about 10 minutes to capture the basics. We can also work directly from your mortgage broker's instructions if you send them through.

A real estate lawyer reviews your file.

Same day. We confirm your flat fee, request the discharge statement from your current lender, and prepare for the new mortgage.

Your file opens — usually within one business hour.

We coordinate with your new lender, book your video signing, and handle the discharge of your existing mortgage — keeping you updated at every step.

Questions before you start? 780-473-7779 · info@4stepstoclose.com